⏱ 2026 tax window is open now. TCJA rates are set to rise — the time to act is now.

Tax mitigation specialist

Let's build your personalized
tax mitigation strategy

Every strategy on this site requires individual analysis — your AGI, filing status, account balances, health, state of residence, and goals all shape the right approach. Tell us about your situation and we'll identify which strategies apply to you.

✓ No obligation ✓ Personalized assessment ✓ Ed Slott frameworks ✓ Strictly confidential

Your contact information

First name

Last name

Email address

Phone number

Zip code of residence

Your current age

Marital status

Retirement status

Approximate IRA / retirement account balance

Non-IRA brokerage / taxable account balance

Federal tax bracket (approximate)

Appreciated assets outside retirement accounts?

Which strategies interest you? (select all that apply)

🧮 Tax strategies

Roth conversions Self-completing Roth — Version A (IUL) Self-completing Roth — Version B (Bonus FIA) Tax bracket management RMD reduction & planning QCDs & NUA strategies Social Security tax planning Tax-loss harvesting Withdrawal sequencing

🏛 Trusts & estate planning

Asset Diversification Trust (DST) 60-year legal IRA stretch Inherited IRA & 10-year rule planning Charitable remainder trusts (CRT) Irrevocable trusts (SLAT, GRAT, ILIT) Revocable living trusts Estate tax planning Charitable giving strategies

📈 Annuities

Fixed annuities (MYGA) Fixed indexed annuities (FIA) Bonus FIA Roth conversion Variable annuities Immediate / deferred income annuities QLAC (longevity annuity) Private annuity sales

🛡 Life insurance

Indexed universal life (IUL) Whole life insurance ILIT (irrevocable life insurance trust) Hybrid LTC & life insurance Life insurance in estate planning

🐷 Retirement accounts

Traditional vs Roth IRA strategy 401(k) tax strategies & NUA Backdoor Roth / Mega backdoor Roth HSA retirement strategy Self-employed retirement plans Asset location strategy

Not sure — I need guidance on where to start

Briefly describe your situation or primary concern

Preferred contact method

Your information is kept strictly confidential and is never shared or sold. By submitting you agree to our privacy policy. This is not a solicitation — it is an educational consultation request.

What happens next

We review your submission

Within 1 business day we review your situation and identify which strategies are most relevant to your profile.

Initial consultation

A no-obligation 30-minute call to walk through the strategies that fit — and honestly tell you which ones don't.

Personalized roadmap

If it makes sense to proceed, we build a coordinated tax mitigation roadmap specific to your situation and goals.

⏱ The 2026 window is open now

TCJA rates are scheduled to rise in 2026. Roth conversions, trust funding, and SLAT elections all need to happen before the sunset. The longer you wait, the fewer options remain.

★ WSJ — "Best Source for IRA Advice"

Ed Slott frameworks

Our strategies draw directly from Ed Slott's research on IRAs, RMDs, and the retirement savings time bomb. His core message guides every consultation: don't let the IRS control your tax bill.

We specialize in

Self-completing Roth A & BAsset Diversification Trust60-year IRA stretchRMD reductionIUL strategiesBonus FIAEstate planningInherited IRA

This consultation is right for you if...

✓ You have a traditional IRA or 401(k) concerned about future taxes

✓ You want to understand the 2026 TCJA sunset

✓ You are between ages 55 and 75, in or near retirement

✓ You have appreciated assets — real estate, business, stock, or crypto

✓ You want to know if a self-completing Roth fits your situation

✓ Your heirs stand to inherit a large IRA and face the 10-year rule

✓ You have an estate potentially subject to estate taxes

This site and its consultations are educational in nature. We are not a law firm, CPA firm, or registered investment advisor. Any strategy discussed should be reviewed with your qualified tax professional, attorney, and financial advisor before implementation.

Free 2-minute self-assessment

What's Your Retirement Tax Readiness Score?

13 questions. No documents. No jargon. See your exposure to RMD stacking, IRMAA surcharges, and the Widow Tax Penalty — before the IRS shows you.

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Content on TaxMitigation.net is for educational purposes only and does not constitute tax, legal, financial, or investment advice. Tax laws change frequently and individual circumstances vary. Always consult a qualified tax professional, attorney, or licensed financial advisor before implementing any strategy discussed on this site.

Let's build your personalizedtax mitigation strategy